The Tennessee Investments Preparing Scholars (TIPS) program was created to encourage families of all income levels to save for the growing costs associated with post-secondary education. Here's how it works... 

4-to-1 Match

A program of the Tennessee Treasury Department, TIPS is a matching grant program offering incentives to participate in the TNStars® College Savings 529 Program to Tennessee residents meeting certain household income requirements. When a qualifying family establishes a TNStars® account and enrolls a beneficiary in the TIPS program, the state will provide a 4-to-1 matching contribution. That’s $100 for every $25 contributed by the account holder. Beneficiaries can receive a maximum match of $500 per year for up to three years.

If you are a Tennessee resident and your income does not exceed the specified limits, you may qualify for a 4-to-1 match for college savings.

Get Started Today!

  1. Visit the TIPS page on the Tennessee Department of Treasury Website.

  2. Complete and return the TIPS application.

  3. Submit a tax return or transcript for each income earner in the household.



Ready to start saving with TNStars?

The next step is to browse our investment options and choose what works best for you and your savings goals.

Get Started

Give the Gift of Education

Open an account today!

Open An Account