Official Rules

OFFICIAL RULES OF THE “TNStars Holiday Scholarship Giveaway”

SPONSORED BY THE TNStars® College Savings 529 Plan

 NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE YOUR CHANCE OF WINNING. VOID WHERE PROHIBITED.

CONTEST DESCRIPTION: The TNStars Holiday Scholarship Giveaway (“Contest”) begins at 12:00 a.m. Central Time (“CT”) on November 1, 2018 and ends at 11:59 p.m. CT on December 28, 2018 (“Contest Period”).  Individuals who are legal residents of the State of Tennessee who are at least twenty-one (21) years of age at the time the individual enters the contest may enter for a chance to win one (1) of ten (10) $1,000.00  TNStars® College Savings 529 Program account contributions (“Prize”) for an Eligible Child. An Eligible Child is any child who is fifteen (15) years old or younger during the Contest Period.  All entries will be grouped based on the information provided by the Entrant so that the Sponsor may randomly select three (3) winners from the Western Grand Division of the State of Tennessee, three (3) winners from the Eastern Grand Division of the State of Tennessee and four (4) winners from the Middle Grand Division of the State of Tennessee.   

SPONSOR: TNStars® College Savings 529 Program; tnstars.com; tn.stars@tn.gov; (855) 3TN-STAR (386-7827) or (615) 741-1502; P.O. Box 198801; Nashville, TN 37219 (“Sponsor”). By entering this Contest, you will be providing your contact information to the TNStars® College Savings 529 Plan ("TNStars®") so that you may receive future information about TNStars®. TNStars® will not sell your contact information to any third parties and you will always have the option to remove yourself from any further communication from TNStars®. Except as otherwise provided by applicable federal or state law, the information contained in an Entrant’s entry form is subject to the Public Records Act of the State of Tennessee contained in Tennessee Code Annotated, Title 10, Chapter 7, Part 5.  

ELIGIBILITY: Entry in the Contest is limited to individuals who are both legal residents of the State of Tennessee, and who are at least twenty-one (21) years of age at the time the individual enters the contest (“Entrant”). No purchase is necessary to enter or win. Void where prohibited. The following individuals are not eligible to participate in this Contest:  TNStars® employees and Board members; Tennessee Department of Treasury employees (and their respective immediate household and family members, including, but not limited to, spouses, children, parents, siblings, and their spouses); TNStars® and Tennessee Department of Treasury agents, contractors and affiliates (collectively known as “Contest Entities”). An Entrant must open a TNStars® account on behalf of the Eligible Child in the event that the Entrant is the Contest winner.

AGREEMENT TO THE OFFICIAL RULES: By participating in the Contest, each Entrant fully and unconditionally agrees to accept these Official Rules and the decisions of the Sponsor, which are final and binding in all matters related to the Contest.

HOW TO ENTER: Complete the online entry form at www.tnstars.com/scholarship. There is no requirement to open a TNStars® account to enter the Contest; however, the winner(s) of the Prize must establish a TNStars® College Savings 529 Program account to claim the Prize. Entrants must complete all the fields on the online registration form in order to enter the Contest. Limit of one (1) entry per Entrant per Eligible Child. A Contest entry by an Entrant enables the Entrant to be considered for only one (1) of the ten (10) $1,000.00 Prizes. If an Entrant is selected as a winner for one (1) of the ten (10) Prizes, he/she will no longer be eligible as an Entrant for any of the remaining Prizes. If more than one entry is received for any one unique Entrant and Eligible Child, the first entry will be considered the valid entry and all subsequent entries will be disqualified. Entries generated by a script, macro or other automated means will be disqualified. Entries that are incomplete are void. ENTRIES MUST BE SUBMITTED BY NO LATER THAN 11:59 p.m. CT on December 28, 2018. All Entrants who do not have a TNStars® account at the time the Entrant enters this Contest may automatically receive a TNStars® brochure and/or e-mail communication about TNStars®.

WINNER SELECTION/VERIFICATION: All entries will be grouped based on the information provided by the Entrant so that the Sponsor may randomly select three (3) winners from the Western Grand Division of the State of Tennessee, three (3) winners from the Eastern Grand Division of the State of Tennessee and four (4) winners from the Middle Grand Division of the State of Tennessee.    The winners will be drawn on January 2, 2019.  The winner(s) will be notified by phone and/or e-mail, and, if required by the Sponsor, must confirm the winner’s Contest eligibility by submitting documentation acceptable to the Sponsor to confirm that the winner is a Tennessee resident, resides in the Grand Division won, is at least twenty-one (21) years of age at the time the Entrant enters the Contest, and that the account will be established for an Eligible Child. An Eligible Child is any child who is fifteen (15) years old or younger during the Contest Period. If a selected winner does not meet the eligibility requirements, he or she will be disqualified, and an alternate winner will be randomly selected and notified according to the procedures outlined above.   The odds of winning the Contest depend on the number of eligible entries received in each Grand Division. The Entrants selected as the winners must acknowledge acceptance of the Prize by email response or by phone within two (2) weeks of the notification acknowledging he/she has been selected as the winner of the Prize. Failure to acknowledge acceptance within the specified timeframe will result in forfeiture of the Prize.  After acknowledgement of acceptance of the Prize is received from the winning Entrant, he or she will receive instructions and an enrollment form to establish the TNStars® account as well as a media release form to be completed on behalf of the Eligible Child by a parent or legal guardian.

PRIZES / APPROXIMATE RETAIL VALUE (ARV):  One thousand dollar Prizes will be awarded to ten (10) different winners: three (3) winners from the Western Grand Division of the State of Tennessee, three (3) winners from the Eastern Grand Division of the State of Tennessee and four (4) winners from the Middle Grand Division of the State of Tennessee. The Prize will be in the form of a contribution to a TNStars® account established by the respective winning Entrants for an Eligible Child, who will be the beneficiary on the TNStars® scholarship account. The contribution will be invested in the Age-based investment option appropriate for the named beneficiary’s age. 

GENERAL PRIZE RESTRICTIONS: The Prize winner will be responsible for all federal, state and local taxes, applicable to acceptance and use of the Prize, including income taxes, if any, and may be required to provide his/her Social Security Number or Federal Taxpayer Identification Number for tax reporting purposes. The Prize winner may be required to complete a W-9 form. The Sponsor will file an IRS Form 1099 with the Internal Revenue Service for the approximate retail value of the Prize.  No transfer or substitution of the Prize is permitted, except by the Sponsor who reserves the right to transfer or to substitute the Prize, in whole or in part, for one of comparable or greater value due to unavailability for any reason, or to allow the spouse or other authorized individual to open the TNStars account for the Prize contribution.  These exceptions would be solely determined by the Sponsor.  Any and all costs associated with acceptance and use of the Prize will be the sole responsibility of the winner.

The Prize contribution will be in a restricted TNStars® scholarship account that will only contain the Prize contribution and will be separate from the Eligible Child’s/beneficiary’s TNStars® account if an account has been established. The funds in the TNStars® scholarship account may only be used for qualified higher educational expenses including tuition and fees, books, room and board, and equipment or supplies required for attendance or enrollment at a qualified higher educational institution as defined in Section 529 of the Internal Revenue Code. Requests for withdrawal of the scholarship monies must be accompanied by documentation acceptable to the Sponsor that the withdrawal is for qualified higher educational expenses. 

CONDITIONS / RELEASE: By participating in the Contest, Entrants: (a) release the Contest Entities from any and all liability for any claims, costs, injuries, losses or damages of any kind caused by their participation, including the unauthorized or illegal use of or access to personally identifiable or sensitive information or the acceptance, possession, use, or misuse of the Prize; and (b) acknowledge that the Contest Entities have neither made  nor are in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to the Prize including, but not limited to, its quality or availability. By accepting a Prize, the winning Entrant grants to the Sponsor and the Contest Entities the right, except where prohibited by law, to use his or her name, likeness, picture, address (city and state), voice, biographical information, written or oral statements, for advertising and promotional purposes in promoting the Sponsor and its  products, Websites,  and/or this Contest or any succeeding Contest, in any and all media now or hereafter known throughout the world in perpetuity, without compensation unless required by law. The winner shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of his or her name, picture, likeness, address (city and state), biographical information, or Official Entry Form. The rights granted under this paragraph shall extend to the State of Tennessee; the State Treasurer; the Tennessee Department of Treasury; the Sponsor; and Contest Entities with respect to all Entrants in the Contest; including non-winners and winners.

CAUTION: ANY ATTEMPT BY A CONTEST ENTRANT OR ANY OTHER INDIVIDUAL TO TAMPER WITH THE RANDOM SELECTION PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL(S) AND TO PURSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. Failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. If for any reason the Contest is not capable of being executed as planned, because of unauthorized intervention, fraud, action of Entrants, technical failures or any other causes which in the sole opinion of Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Contest, the Sponsor reserves the right at its sole discretion to disqualify any suspect entry or Entrant and to cancel, terminate, modify or suspend the Contest. In the event of any cancellation, termination or suspension, notice thereof will be posted at www.TNStars.com and the selection of a winner(s) may be made from among all eligible, non-suspect entries received as of the date of the termination, cancellation or suspension, as the Sponsor determines in its sole discretion. Entries not complying with all rules are subject to disqualification.

DISPUTES: Entrants agree that: (a) any and all disputes, claims and causes of action against individuals or entities (other than the State of Tennessee; the Tennessee Department of Treasury; the Sponsor or the State Treasurer) arising out of, or connected with, the Contest or the Prizes awarded shall be resolved individually, without resort to any form of class action, and exclusively by the courts of the State of Tennessee; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Contest but in no event attorneys’ fees; and (c) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental and consequential damages and any other damages, other than out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, Entrant’s rights and obligations, or the rights and obligations of the  State of Tennessee, the Tennessee Department of Treasury, the Sponsor or the State Treasurer in connection with the Contest, shall be governed by, and construed in accordance with, the laws of the State of Tennessee, without giving effect to any choice of law or conflict of law rules and (d) any and all disputes, claims and causes of action against the State of Tennessee; Tennessee Department of Treasury; the Sponsor or the State Treasurer will be brought in the Tennessee Claims Commission.

WINNER / RULES: To receive Contest results or an additional copy of these Official Rules, send an email with the subject line “TNStars Holiday Scholarship Giveaway” to tn.stars@tn.gov. Requests must be received by January 11, 2019.

Consider all investment objectives, risks, charges, and expenses before investing in the TNStars® College Savings Plan. Please visit www.TNStars.com or call us toll-free at (855) 3TN-STAR (386-7827) or (615) 741-1502 locally for a Program Disclosure Brochure containing this and other information. Read it carefully.

Investments in the plan are neither insured nor guaranteed and there is the risk of investment loss..

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