For the 2016/2017 school year, the total cost of 1 year, including room and board, averaged $43,921 for a private, nonprofit school and $19,548 for a public, in-state school.* Most incoming freshmen had to take out substantial student loans in order to afford these costs. Saving with TNStars can help free families from the burden of loans.

In the same way that compounding interest over a long period of time can significantly increase your savings, repaying interest on a loan over a long period of time can significantly increase debt—debt that college graduates often have a difficult time repaying with an entry-level salary.

For example, if you save $23,400 (or $25 a week) with TNStars over 18 years that could add up to $42,000 for college. A family who borrows that same $42,000 could end up repaying almost $60,000.

So, there's no time to waste—the time to start saving for college is now! The longer you put it off, the more it will end up costing you in the end. To learn exactly how much additional money it will cost you to delay saving for college, try out our free calculator tool: 

So what are you waiting for? Start saving today!

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The next step is to browse our investment options and choose what works best for you and your savings goals.

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